10 Easy Ways To Save Money Every Day

Updated on January 22, 2023 by

Using Ways To Save Money Everyday To Have More Cash

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Please note: This is not financial advice. These are opinions of article authors. All content on this site is information of a general nature and does not address the circumstances of any particular individual.

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Do you ever find it hard to manage your finances? Been trying to think of ways to save money? Do you wish you could take control back and find ways to save money, so you could spend it on something that actually matters?

The truth is, we’ve all been there and struggled to control or save our money. It’s not an easy thing to do when everywhere you go, you need to pay, and usually – pay a lot. So to help you control your spending habits and cut expenses, I’ve put together a short guide that will show you several easy ways to start saving money today! Let’s see how you can start… And no, you don’t need to be a financial expert to follow these.

Easy Ways To Save Money Every Day

1. Keep Track Of Your Expenses


The first and one of the most important ways to save money is to first find out how much you spend daily. This is the starting point that will allow you to notice unnecessary expenses that could be minimized or eliminated completely.

Analyze all your expenses to the smallest bits – such as take-out food, coffee, grocery items, parking, or even cash tips. With this data, you will be able to see the best opportunities to save and whether you’re spending money on the right things.

If you need a simple tracking system for that, I have designed a great free financial tracker for income, expense, savings, and debt payment tracking.

It’s not too simple, yet not too complicated for a person who is just starting with financial planning so do check it out as it can help you get started easier.

Also, it’s always a good idea to get yourself educated on anything you want to master so that you avoid various mistakes and learn about the best techniques, practices and shortcuts.

Here are some of the best money management books you can get these days and I REALLY recommend them to anyone who is struggling to shape a financially abundant life:

Picture Portraying 10 Easy Ways To Save Money Every Day

I Will Teach You to Be Rich by Ramit Sethi

Ramit will surprise you by telling you to buy more lattes instead of less, but this is not the point of this book. It’s not an easy read, yet it is chock-full of financial tips that will kind of make you a money guru. You will learn to save money, make money with safe investments and control your whole financial situation like a pro.


Picture Portraying 10 Easy Ways To Save Money Every Day

The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness

This one’s freakin’ genius… From savings to debt snowballing, retirement, and mortgages – this book will help you to succeed with it all. It’s a multi-bestseller and simply a must-have in every household and people who want to be financially savvy.


2. Set Up a Savings Account (Or a Jar!)


Saving money is great. And not just because you have more money in your pocket – it is also a way to be prepared for unexpected situations.

Use the data from your expenses to decide how much money you can designate for your savings. The simplest way to do that is to take 10% of your income each month and add it to a savings account or simply a savings jar (whatever you prefer!). You can even teach your kids to save too by opening an account for them. They can keep track of their savings using one of the teen banking app options.

Other ways to add to your jar on a regular basis include:

1) Finding a product you are buying very often and trying to optimize its usage. Can you use it more sparingly and reach the same results? If so, do it and add the money you saved to the savings jar.

2) Regularly reviewing things you own and making sales for things you don’t need anymore. Add the money you earn from these sales to your savings jar.

Start Saving Money

3. Plan Your Meals And Grocery Shopping In Advance


Spending a few minutes on meal and grocery planning is one of the best ways to save money on food. Deciding on what and when you are going to cook allows you to know exactly what you need to buy and prevents you from spending money on unnecessary food items.

Also, for many households, eating out is a number 1 expense category that could be easily transformed into huge savings + better health! Eating at home will save you both money and extra calories since you can control your home-cooked meals and their ingredients list. Plus, you can add more healthy and cheap vegetables to your meals and make them even healthier + more filling with minimal costs. The cheapest, yet extremely healthy vegetables include carrots, onions, cabbage, beets, leeks, celery roots, mushrooms (yes, I know… it’s not a veggie), spinach and similar.

4. Skip Coffee Shops


If you’re a coffee-lover, you’re probably used to getting a cup of coffee while you’re on the go. But you should also know that spending at least 3$ at coffee shops every day easily adds up to your expenses.

One of the easiest ways to save money daily is to minimize your trips to the coffee shops and make your coffee at home or at work whenever possible. You can also commit to a coffee schedule in which you alternate making coffee at home with one or two trips to your coffee place.

Another benefit of limiting take-out coffees is saved calories and a healthier waistline. Did you know that there are ~190 calories in one medium latte without added sugar? Just think about how these calories skyrocket if you feel like a vanilla mango latte with a splash of whipped cream a few times a week (or day!).

But hey – I don’t judge, I’m just concerned about your health, that’s all.


5. Watch Out For Online Shopping Sprees


Nowadays, we can get access to a multitude of online shops, which can ultimately increase our expenses. When sales and Cyber Mondays happen, it can be really hard to only buy that one thing you need, when there are so many great deals popping up on your face.

But if you want to save money, this is another way to curb your unnecessary spending.

An easy trick when shopping online is to wait 24-48 hours (ar at least as much as it’s possible before the discount expires) before buying something you admire. After some time had passed, observe and analyze – was it rather a moment’s pleasure, or a necessity? If so, skip this purchase and thank yourself later.

This will make you more mindful of your spending habits because you will learn to think twice before buying something you don’t really need.


6. Go For DIY Beauty!


Self care is important. Taking care of your looks – too, but it can get pretty expensive if you’re heading out to the salon every month. While I absolutely think that you get the best results with a professional working on your hair, nails, or face… If you’re interested in ways to save money in various areas of your life, this will help a lot.

With a little practice, you can do a lot of beauty procedures at home for cheaper.

If you want to save money, opt for creating your own DIY home SPA. Things you can do easily at home include:

  • Doing face masks;
  • Touching up your hair roots;
  • Shaping your eyebrows (I recommend watching a few tutorials before that!);
  • Shaping your nails;
  • Painting your nails;
  • Hair treatments;
  • Even cutting your hair, if you’re not afraid to learn that!

Who says that pampering yourself must be expensive?


7. Offer Creative Gifts


With the holiday season approaching, many of us start to dread the gift buying process which usually tends to get more expensive than we want. But even though we love to gift the most exquisite gifts to our loved ones, sometimes it is better to offer a creative gift, especially if you want to save money.

Handmade gifts look more authentic and thoughtful. Usually, people cherish more the thought behind a gift, instead of its value… Especially if it’s something they can eat! 😊

While they may not be very interested in handmade holiday cards, most people will love handmade cookies, gingerbreads, chocolate candies, and similar delicacies.

Food is not your thing? Other gifts that most people love are handmade soap and bath salt mixes (yes, you can easily DIY these at home!).


8. Always Focus On The Quality


This may sound weird, but sometimes paying more results in bigger savings than buying something cheap. Food, clothes, electronics, and many more can be found in a budget-friendly area… But to save money in the long-term, it is best to opt for quality products in smaller amounts, rather than going on a shopping spree for cheap ones.

A cheaper price often means the product you’re buying soon will have to be replaced. Alternatively, investing in things that are more sturdy and functional will allow you to go longer without having to purchase them again.


9. Say No To a Membership You Don’t / Won’t Use


It is tempting to buy various memberships when we think we will stick to a routine. As an example, think about that gym membership that you used only once… Or the cable TV subscription you don’t use because you have Netflix. A great way to save money every day is to cancel unused memberships and only keep those that you use constantly.

Also, when considering a new membership, make sure you are 100% ready to commit to it in order to make your money count.


10. Get Coupons


Last, but not least of the ways to save money every day is the good old couponing. Today, everywhere you look there’s a business offering a coupon to encourage you to buy something. So why not use those when needed? Some studies show that couponing can save you at least 30$ per week!

So next time you find or receive a coupon, save it for situations when you can use them to get a discount.


As you can see, you can find a ton of ways to save money every day if you don’t mind getting a little creative. And with these tips in mind, saving money daily can turn out to be rather easy! I hope you will use these tips and get a lot of joy from being more financially savvy.

P. S. Don’t forget to set a few financial goals to know what exactly you want to achieve!

Editor-in-chief and co-authors at ShineSheets.com

"We love to research, examine, analyze, and present to you the best ideas that make life better. You can learn about our editorial standards here."

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