Reclaim control of your finances today with a simple and easy tracking system.
This calm, well-structured and completely free 13-page finance tracker helps you plan a monthly budget, log income and spending, find your balance, and grow savings while paying down debt.
Track your income and expense in different time ranges, have a clear overview of your finances whenever you need, take care of debt and savings.
You got this!
How This Free Printable Finance Tracker Can Help You
Do you want to get serious with your finances? It may be one of the best decisions of your life. Tracking my finances, along with planning my days and setting goals, was part of how I got my own life back in order.
If you'd like some motivation to go with your tracker, The Total Money Makeover by Dave Ramsey is a best-selling classic about getting a handle on money step by step.
If you are trying to be more responsible with your finances and get them in control, here’s a simple, clutter-free and printable Finance tracker I designed to help you.
○ It’s easy to use, an efficient & reusable tool to help you manage your money flow, income sources, expenses and other crucial finances.
○ Especially useful for people with more than one different income sources or those who need daily tracking.
If you like having everything in one place, a budget binder with cash envelopes pairs nicely with these printable pages.
Things I Included In This Free Printable Finance Tracker
- Start here – a quick how-to plus money basics (pay yourself first, the 50/30/20 guideline, an emergency fund).
- Monthly budget plan – give every dollar a job: income, fixed bills, everyday spending, savings and debt, planned vs. actual.
- Daily income tracker – track up to 6 income sources every day of the month.
- Daily expense tracker – track up to 6 spending categories (plus “other”) every day.
- Monthly balance – daily and running balance, monthly totals and a short reflection.
- Bills and subscriptions – list every regular payment and tick it off each month.
- Yearly income and yearly expenses – see what supports your household and where the money goes.
- Yearly totals – income, expenses, savings, debt paid and balance for every month, plus your year in numbers.
- Savings tracker – three savings goals and an emergency fund with color-in progress bars.
- Debt payoff tracker – one page per debt, with snowball and avalanche explained.
- Financial goals – where you are now, goals for this year, 1–3 years and 5+ years, and ways to save and earn more.
Take a sneak peek!
How to reclaim control of your finances using this kit
- Print the tracker and start with the monthly budget plan: decide how much goes to bills, everyday spending, savings and debt.
Decide which income and expense sources (categories) you want to track.
Write down a total of every category every day.
- At the end of every month, sum up the totals of your daily income and expense trackers and add them to your monthly balance sheet to get a final monthly balance.
- At the end of the year, transfer every category total from income and expense trackers to see how much you’ve earned and spent on different things.
- Use Final yearly balance sheet to transfer monthly income and expense totals and see a final number.
- Track debt and savings in the process, and check off your bills every month.
Get Your Printable Finance Tracker (Finally!)
To start watching over your budget and money flow, you will have to print these templates, but they’re all ready to use.
I like slipping the yearly pages into clear sheet protectors, so they stay crisp even after months of flipping back to them.
Pick the size of your paper:
Free Printable Finance Tracker by ShineSheets in Size US LETTER
Free Printable Finance Tracker Budget Planner by ShineSheets in size A4
*Personal use only.
And that’s it!
Happy planning, folks! I hope this tracker helps you feel calmer about your money.
And a little tip: color-coding income and expenses with a set of fine-tip colored pens makes the whole thing so much easier to read at a glance.
